Alcohol & Substance Abuse-Cost Effectiveness
The cost of significantly improving health coverage for alcohol abuse is very small. The overwhelming majority of employment-based health insurance plans cover some type of substance abuse treatment services, but usually with serious limitations and restrictions. The cost of removing these barriers amounts to only pennies per month according to a RAND Corporation study. The benefits to individuals, families and society are significant. Actuarial estimates by the Substance Abuse and Mental Health Services Administration (SAMHSA) suggest that upgrading employment-based health insurance coverage would increase premiums by 0.2 percent. “Workplace Solutions: Treating Alcohol Problems through Employment-Based Health Insurance”, The George Washington University Medical Center, 2003
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