Can Insurance Cover the Cost of Your Sherman Oaks, CA, Drug Rehab?
Substance use disorder requires extensive time and resources to overcome, which is why many seek out addiction treatment in Sherman Oaks, CA. A drug rehab facility provides a serene environment, medical assistance, and professional services—all necessary for lasting recovery.
Unfortunately, many avoid attending an addiction treatment program due to financial anxieties. A disheartening statistic from the National Institutes of Health reveals that 75 percent of people don’t get the necessary help. This is why drug addiction remains such a prevalent issue.
While drug rehab treatment can be expensive, it isn’t all on your shoulders. Thanks to the Affordable Care Act (ACA), insurance companies are required to pay for a portion of your addiction treatment. So, yes, you can receive financial assistance in Sherman Oaks, CA.
However, your insurance company decides which programs it pays for and how much of the cost it covers. It’s best to check with your service provider, but we can provide more information on Twin Town Treatment Centers’ insurance compatibility.
Is Addiction Treatment Covered in Sherman Oaks, CA?
Health insurance does cover addiction treatment in Sherman Oaks, CA. This is thanks to the Affordable Care Act, which designates treatment for substance use disorders as an “essential care benefit.” It requires insurance companies to cover a percentage of your drug rehab.
This percentage is dependent on several factors, which are detailed in your specific policy. Your health insurance may cover 100 percent of your rehab treatment program or only cover a small portion. Your out-of-pocket costs vary depending on your situation.
Contact your provider to learn about which programs your health insurance will cover. With this information, you can decide how best to cover the remaining cost or, if they will cover your complete treatment, sign up for addiction treatment today.
Learn Whether a Rehab Facility Accepts Your Insurance
The other side of this question is whether or not a rehab facility will accept your insurance. Many insurance companies work with specific addiction treatment facilities, known as “in-network” options. In-network rehab facilities will undoubtedly be covered up to a certain percentage.
Choosing an in-network rehab facility guarantees that a portion of your addiction treatment will be covered. At Twin Town Treatment Centers, we’re a preferred provider for various insurance policies, including PPO, HMO, EPO, and employee assistance programs.
Companies we work with
- Anthem Blue Cross
- Blue California
- L.A. Care
- Cigna
- And more!
Everyone seeking coverage for addiction treatment should contact their provider and the desired facility. Often, you’ll have your answer after the first step, but it’s always best to check to ensure you’re getting the most coverage possible.
For example, if you’re with L.A. Care, call them and ask for a list of in-network rehab facilities. Or, do the opposite by calling your desired facility and asking them for a list of insurance companies they work with. Often, they can use your insurance policy number to determine whether your policy covers their programs.
Paying for Addiction Treatment Without Insurance
If you don’t have insurance or your desired facility isn’t covered by your provider, there are still options for receiving addiction treatment without health insurance. Depending on your situation and the program, you may be able to pay out-of-pocket.
This may be prohibitively expensive for many but don’t fret. There are many ways to raise funds for addiction treatment programs. These options include:
- Personal loans
- Assistance from family
- State-funded treatment centers
- “Borrow” from personal savings
- Crowdsource Fundraising
- Rehab program payment plans
Some of these may not be ideal, but they’re worth it in the long run. Substance use disorder can lead to serious health issues and inhibit daily responsibilities. Finding addiction treatment in Sherman Oaks, CA, is crucial to living a happy, healthy, and fulfilling life.
Accessible Rehab Programs at Twin Town
We work with various health insurance providers at Twin Town Treatment Centers to make our comprehensive programs accessible. We prioritize the individual, focusing on empathy-driven and science-backed treatment strategies. Our outpatient treatment programs allow busy residents to maintain their responsibilities while receiving the necessary care.
Our comprehensive services include cognitive-behavioral therapy, 12-step programs, individual counseling, and coordination with alternate levels of care. We treat alcohol addiction, meth use disorder, cocaine addiction, and other manifestations of substance use disorder.
If you or someone you know is struggling with substance use disorder, call Twin Town Treatment Centers today at 866-594-8844 or contact us online to schedule a free assessment.