Treatment for drug and alcohol addiction or what is now referred to as a substance use disorder is covered by most insurance companies. Federal laws require that insurance policies cover drug and alcohol detox and rehab in the same manner and dollar amounts as medical conditions are covered.
The category of coverage which pays for treating a substance use disorder is called the “behavioral health” benefit package. To use the behavioral health benefits, insurance companies “managed care” by requiring that authorization is maintained from an insurance professional representative. Access to and continued treatment for a substance use disorder are covered only if the managed care representative approves of the treatment provider and plan, including the length or frequency of treatment sessions or days.
Twin Town Treatment Center contracts with over fifty insurance companies, including health maintenance organizations (HMO), preferred provider organizations (PPO), exclusive provider organizations (EPO), employee assistance programs (EAP), and other healthcare plans. Prior to enrolling in a Twin Town program, insurance coverage is verified and the estimated patient share of cost, including the deductible, co-pay and self-pay are verified. The client-patient and family are informed prior to signing any agreements of the total estimated costs.
When insurance coverage has been verified, the entire length of treatment is commonly covered at Twin Town. Our treatment programs and individual plans have been designed in a way to minimize costs for each patient-client and their family while achieving optimal treatment outcomes.
When a deductible or co-payment is owed, Twin Town can negotiate no-interest payment plans.